The Real ZBB Method
Zero-based budgeting isn't just another finance trick. It's a complete shift in how
you handle money. Instead of looking at last month and adjusting, you start fresh every
time.
- Income AssignmentGive every dollar a job before you spend it. No
money sits without purpose.
- Category BuildingCreate spending categories that match your
actual life, not some template.
- Priority RankingLearn to fund what matters most when money gets
tight.
- Adjustment SkillsMaster the art of reallocating funds when plans
change.
We've seen people completely turn around their financial stress using this approach.
It takes practice, but the peace of mind is worth it.